July 13, 2005 (Ponte Vedra Beach, FL) - A new website available for 401k, Roth, and IRA investors carries words of caution about using the oft-relied-on strategy of "Buy & Hold & Hope".  The basic theme is that when a stock or fund drops 50%, then it has to double in value (gain 100%) just to get back to "square one" - - - and since the stock market gains an average of only 12% a year^*, it would take more than 6 years to recover from such a loss.

Gratefully, a 50% loss of share price is not an every day occurrence; but even a 20% or 30% loss can be very painful to a retiree whose income is based on the principal in his account.  The people at www.HottingerSignals.com have put together an informative website that clearly illustrates the danger of blindly "holding and hoping" - - - and they offer a counter-strategy which is easy to follow.  The information is clearly written, well-documented with sample results, and includes a walk-through "How to Use" program.

Investors who have experienced a painful loss in one of their holdings should investigate this new source of information and take advantage of the free trial.

* 1973-2004 CAGR (compound annual growth rate) of Dow 30 stocks: 11.62%